VA-Loans.US provides mortgage solutions for purchasing or refinancing of VA home loans.
VA Loan History:
VA Loans have been a great way to use benefits that you have earned by serving our country. They offer current military personnel and veterans the ability to purchase a home with zero down payment.
President Franklin Roosevelt signed the GI Bill it into law on June 22, 1944, and since then there has been more than 18 million VA-guaranteed home loans.
When compared to conventional financing on the same home it allows you to have advantages that a conventional loan cannot compare to. On Jan. 1, 2006, the VA loan guaranty limit for no-down payment loans was increased to $417,000. The previous ceiling was at $359,650.
VA-guaranteed home loans are made by banks and mortgage companies to veterans, service members, eligible reservists and eligible survivors. With VA backing a portion of the loan, veterans can receive a competitive interest rate without a down payment, making it easier to buy a home. It also eliminates the need for veterans to pay costly mortgage insurance premiums when making monthly loan payments.
We offer financing for home purchasing as well as for refinancing your current mortgage whether it is a VA loan or not.
VA Loan Options...
VA Home loan purchase options:
- Buy a home or residential condominium.
- Build a home.
- Repair, alter or improve a home.
- Buy a manufactured home with or without a lot.
- Buy and improve a manufactured home lot.
- Install a solar heating or cooling system or other weatherization improvements.
- Purchase and improve a home simultaneously with energy efficient improvements.
VA loan Refinancing options:
- Refinance an existing home loan, Conventional loan to VA Loan.
- Refinance an existing VA loan to lower the interest rate, with what is known as an Interest Rate Reduction Refinancing Loan (IRRRL) or VA Streamline refinance.
- Jumbo Loan to Jumbo VA Loan.
- Refinance a manufactured home loan to acquire a lot.
Limits & Eligibility for VA Loans...
VA Loan Limits in Texas
Most states has different maximum guaranty amounts (loan limits) set up by Federal Home Loan Mortgage Corporation's conforming loan limit. Learn more about VA Loan Limits for Texas.
Are You Eligible for a VA Home Loan?
A Certificate of Eligibility is the only reliable Proof of Eligibility for the Lender. Learn more about the VA Certificate of Eligibility and Eligibility Requirements for a VA Loan.
Get Started Now
Pre-qualify online for your VA Loan
in 3 Minutes !
No Application or Loan Lock Fees
Fast & Simple !
About Us:
We are a VA Approved Lender
and wholesale Mortgage Broker based in in San Antonio Texas.
Interest rates are at historic lows, call us now and refinance with confidence.
Current VA Loan Rates:
VA Loan rates are priced daily.
Sometimes 2 and 3 times a day.
Please call or email us for today's rates.
Quick Contact Form:
Links of Interest:
Grove Mortgage - Jumbo Loans
Mortgage Rate Notice
Texas Vet Loans
Texas VA Loans
