VA Approved Lender | Grove Mortgage LLC | NMLS License # 396191
Jumbo VA Loans are for VA home loans that are over $453,100, Jumbo VA Loans require a 25% down payment over the $453,100 for VA loans in Texas.

VA Jumbo Loans

Even though a VA guaranteed loan doesn't have a maximum loan amount, lenders prescribe to the GNMA (Ginne Mae) standards and limit the size so that they can be sold in the secondary market.

A loan would be considered a jumbo loan when the loan amount reaches or goes above $453,100. Jumbo Loans with the VA can go up to $1,000,000 or more.

Down payment requirements of a VA Jumbo Loan.

Differences with a regular VA Loan and the VA Jumbo loan would be the amount of down payment required. The VA has zero down up to $453,100 and for any amount over the $453,100 up to the loan amount the customer would be required to put 25% of that amount down at closing.

For example- Purchasing a $500,000 home:

No money down on the first $453,100, and only 25% of the difference between $453,100 and the $500,000 (which is $46,900). In this example the customer would have to put a down payment of $11,725 at closing.

Loan Amounts Down Payment Percent Total Down Payment
Up to $453,100 Zero Percent $0
$453,100 - $750,000 25% of the $333,000 $83250

Additional Information for Jumbo's.

  • The funding fee must be paid in cash either by the veteran or the seller.
  • The VA Jumbo Loan is for fixed rate loans only.
  • Minimum FICO score of 680 required for loans above $453,100.
  • Funding fees cannot be financed above conforming loan limits which is $453,100.
  • Other terms and conditions may apply for Jumbo VA Mortgages.

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Why choose Grove Mortgage for your San Antonio home loan?

We are located in San Antonio, Texas and are Licensed Mortgage Broker and a VA Approved lender and have been specializing in VA Loans throughout Texas since 2002.

We can help you accomplish your home purchase or home refinance with expert service, fast closing and very low fees.

To speak with a VA home loan specialist call
210-656-1134 or
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Find out how much you qualify for with No Cost, No Credit Check, and No Obligation!

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